If one other driver is uninsured, you are able to file a declare along with your own uninsured motorist (UM) coverage to deal with medical fees and lost wages. If you don’t have UM coverage or your damages exceed its limits, you might need to sue the uninsured driver, but https://www.1800cantwork.com/courses/social-security-disability-with-eric-shore-the-basics/lessons/understanding-the-appeals-council-what-it-does-2/